The modern world can be an unfair place. Many well-meaning people struggle for years without discovering what it takes to build wealth, maintain adequate health, and achieve enough wisdom to solve life’s challenges. The good news is that there are a few time-honored steps for doing all three things. One of the fastest ways to land a decent job is to create a resume highlighting your skills and education. Of course, getting a four-year degree from an accredited college or university can be the perfect first step toward a rewarding career.
For a long, healthful life, having enough medical insurance coverage is a must. Getting annual checkups can help doctors spot serious conditions before they become potentially deadly. Likewise, avoiding high-risk sports and activities is a commonsense way to lengthen life expectancy. Many working adults find that meeting with a licensed career counselor is the quickest route to financial and job security. Others choose to start small companies on the side and earn a second income. An approach that suits your temperament and preferences is probably the best one to follow. Review the following points before moving forward.
Build a Top-Notch Resume
Don’t mess around with a low-quality resume. The document is the only way hiring managers must judge you when first applying for a position with their company. In many cases, an AI (artificial intelligence) algorithm reviews all incoming resumes first before human eyes ever see them. AI bots look for essential keywords, and if those words aren’t there, you might never be invited to a live, in-person interview.
One way to make sure your resume is structured properly is to hire a certified writer who can include all the necessary keywords and phrases that the AI bots search for. Fortunately, writers don’t charge excessive rates and can usually build a basic resume for you within a couple of business days. Take the time to give the writer all your information and let them know which companies you are interested in applying with. They’ll use all the pertinent data to create a document that can help you get a foot in the door with the organizations on your job and career radar.
Earn & Finance a College Degree
Get a four-year degree and set your career into hyper mode. People who hold college diplomas earn more over the course of their lives and are generally satisfied with their career opportunities. Taking out a student loan is the preferred and most common way to cover all the costs associated with getting a degree. Prospective college and university attendees can apply for Earnest student loans online and find out how much they can get within minutes. Few people can afford to pay for a four-year education with savings or by working part-time during school. That’s why it’s crucial to use reputable lenders when considering a degree and paying for it.
Get Healthcare Insurance & Use It
Want to maximize your general health status? In addition to signing up for an appropriate insurance plan, remember to visit a doctor or other professional provider at least once per year. Those who get routine checkups have the chance to find out about potentially fatal conditions early enough to receive preventive care. Check your options with government sponsored plans from Healthcare.gov. Select coverage based on what you can afford, your age, income level, and other factors.
Open an IRA (Individual Retirement Account)
The time to open an IRA is the minute the idea comes into your head. Explore the pros and cons of Roth vs. standard versions before making a commitment. Attempt to make monthly deposits and have the amounts automatically deducted from your paycheck. That way, you never see the money, and the process goes much more smoothly.
Avoid High-Risk Behaviors
Risky behaviors and activities like hang gliding, base jumping with a parachute, spelunking (cave exploration), rock climbing, and multiple others can be fun, but they also come with a severe disadvantage. Those who belong to sky diving clubs can find it next to impossible to obtain standard life insurance coverage. Plus, many high-risk endeavors can directly endanger the participant’s life and overall health. Keep in mind that even if you are lucky enough to find a life insurance provider, there’s a distinct probability that premiums will be substantially higher than for traditional policies.