This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #iamprotective #CollectiveBias
Sometimes, life can be unthinkable. As I’ve become a parent, I’ve wondered if I need life insurance, or can get by without it. This Protective Life article really spoke to me about my needs. Life is unpredictable, but we can be more prepared.
The only life I know is one in which tragedy strikes early. I don’t say that in sadness, so much as in honesty and hope. I’ve known incredible happiness, excitement and adventure. I am inspired by my children to give them utter happiness, excitement and adventure. The life I was given is rare and beautiful, and most importantly – mine. I plan and live my life with hope for the future, while I have the knowledge that anything can happen. I know that the unthinkable can happen.
My father died very suddenly just before my fourth birthday, and my life was turned upside down and inside out. It’s a lot, for a three-year-old, and then a four-year-old, and a five-year-old experiencing a parental remarriage and a move. There are so many questions that come up in a young mind, that stay until adulthood. I don’t live my life expecting disaster – but of course I wonder “What If?” Of course I think about what I have and I want to protect. I have to think about a life without me in it.
It is both the hardest thing to think about, as a child of early parental death, but it is also the easiest thing to think about because I already know that life and what can happen. I want to be completely protective of and for my kids.
Did you know that September is National Life Insurance Month? (I just learned that!) It’s a good time to think about how we think and plan when thinking about life insurance. Do you have it on a member of your family? Does a member of your family have it on you? I think it’s interesting how events in our lives have us thinking about protecting our loved ones. I never wanted to or planned to think about all of the “What ifs” of life, but I’m a parent of two children now and it’s vital to think about.
In reading about life insurance options on the Protective Life website, I learned that many people put off buying life insurance because they overestimate the cost of a policy. In truth, how much it will cost depends on many factors, including your age, health and what type of policy you buy with the death benefit you select.
We don’t always have a lot of extra money, but sometimes you have to be creative when planning for the worst. You have to prepare to navigate through life’s changes Who are you most protective of – your children, spouse, other loved ones?